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Privacy Policy Online:
Independent Financial Services GB from hereon known as the
'Company' and you the end User as the 'Consumer' take the privacy of
your information very seriously. As a company seek to meet current
Internet best practice procedures. Company services are designed to
give the Consumer the information that you want to receive.
Companies privacy policy below explains how the Company will collect
and use the information the Consumer gives to the Company. All terms
and policies are subject to amendment at the companies sole
discretion, and we request the Consumer to visit and read the
content of this site, before transacting in purchase of an insurance
policy, so you have access to any updated information.
Independent Financial Services (GB) 63 Meadway ,Rochdale,
Lancashire OL11 3NP, is Authorised and Regulated by the Financial
Services Authority (FSA) for regulated insurance and mortgage
activities.
Our Firms FSA registration No. is 300740. FSA registration
can be verified by accessing www.fsa.gov.uk/register or contacting
the FSA on tel. 0845 606 1234. Company is covered by Professional
Indemnity Insurance that provides additional protection. Consumer
Credit License No. 540351. Data Protection No. Z88277628
Collecting Consumer data /
information
The Company will collect from the Consumer certain transaction
'information' for the purposes contained in this website. By
'information' the Company means information about you that the
Company may presently or at any time in the future hold or use about
you that is necessary for the purposes of providing services to you
via this website, or for any other purpose outlined in this Privacy
Policy and Terms of Business. This information the Consumer provides
may relate to, any transactions or dealings with the Company,
directly, indirectly, verbally, or in writing or otherwise.
Credit card & transactional data
we will be collated over a secure and encrypted Secure Server Layer
(SSL) connection. We use external servers for SSL services to provide
the Consumer maximum security for online transactions.
IMPORTANT: Do not e-mail
your Credit Card or bank details to the Company via your standard
e-mail account service i.e. Hotmail, Yahoo, Gmail etc, as you could
be compromising your security which obviously the Company cannot
assure security. When you complete online transactions through this
web site it will be in a Secure Server Layer (SSL) look out
for the Lock symbol icon at the bottom left of the page,
so you can purchase with confidence as online data sent to us is
encrypted, and provided added E Commerce protection.
The company or agents may conduct a Credit Check, and the Consumer
gives consent. This may leave a footprint on your credit file, and
could effect possibly future credit the Consumer may apply for. The
Company may also obtain information from publicly available sources
such as the electoral roll, or other third parties who have a
legitimate basis on which to pass on your information to the
Company, insurers and its agents, in any insurance application
processing procedures, and policy maintenance, administration, and
marketing purposes.
If the Consumer provides the Company information about a third
party, in doing so The Consumer confirms that they have obtained
express permission that such data, can be divulged to the Company
and such personal data can be processed on their behalf (including
sensitive personal data) and also that you have told the third party
who the Company is, and what purposes this disclosed data is to be
utilised for, as outlined in the Companies Terms of Business , and
any insurance policy documentation.
The Consumer has the right to request for a copy of your data kept
by the Company (for which the Company will charge a small fee i.e.
£25), and if appropriate to correct any inaccuracies. Consumer to
access their personal information, please contact: Data Protection
Compliance Manager, Independent Financial Services (GB), 63 Meadway,
Rochdale, Lancashire. OL11 3NP. If the consumer understands that any
of the data the Company hold about the Consumer is incorrect or
being misused or want further information the Consumer may contact
the Company at the above address.
The Company may send your information
outside of the European Economic Community for processing, or use
in accordance to this online Privacy policy. This is due to how
servers often communicate via our business partners, internationally
- but the Company seeks all data is protected to the best of our
ability with stringent process and procedures, but certain aspects
of the global aspects of web communication and data transfer may
be beyond our control.
Cookies & Web Logs:
Company uses cookies a small text file that is written on your
hard drive by your Web Browser, that contains non personal
electronic data for monitoring and maintenance purposes. Once you
close the Web Browser the Cookie terminates. Most Web Browsers often
accept cookies automatically, but settings on the Consumers Browser
can be altered to prevent automatic cookies acceptance. We also use
Web log to establish popularity of web pages, and maintenance of
Company web-sites.
If the Consumer decides at any time not to receive any information
on product and services from the Company or affiliated parties,
the Consumer can do this by clicking 'Contact
us'
External Web Links:
The Companies websites contains
internal and external links to other websites. Please be aware the
Company will not take responsibility for the content of these sites,
the Consumer visits or transacts. We encourage the Consumer to be
cautious. This Privacy Policy along with Terms of Business and
Policy documents is applicable to this website and company websites.
Company seeks to provide exacting standards, where the Consumers
experience with the Company is enjoyable, easy as possible, and
efficient.
Consumer Consent:
In use of the Company website and transacting
with the Company, Insurer, and relevant agents, in the Consumer
completing the enquiry forms and application forms the Consumer
has consented to the Company collecting and using personal information,
this would include personal and sensitive data for the purposes
and outlined in our Terms of Business and Privacy Policy, and this
data may be shared with third parties for transactional purposes
which the consumer has participated, and consent credit checks may
take place.
For the Companies protection and training purposes, telephone
calls may be recorded and/or monitored.
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